#Real Estate
Related posts · 8 posts
Only One Renewal in Three Used Korea's Statutory Renewal Right — We Counted 7,719 Filings
The statute cannot tell you how often the right is used. The rental filing data can, because it carries the answer as a field.
Jeonse Loan Rates Differ by 1.99 Points Between Banks — With the Same Guarantee Behind Them
The lowest was 3.79% and the highest 5.78%. On a KRW 100 million loan that is KRW 1.99 million a year.
Korea's 40% DSR Is Not in the Statute — the Three Documents That Set It
The Banking Act carries no figure, the regulation pushes it into a table, and the arithmetic is delegated again to the supervisor.
Five Places People Get Korea's DSR Wrong — All of Them in Figures
Counting interest only gets you a quarter of the way, the heavy thing is the term rather than the balance, and the LTV limit is not your limit.
Korea's Housing Subscription Deposit Goes by Where You Live, Not Where You're Buying
The note under table 2 pins the threshold to your resident registration area. And you may pay 500,000 won a month while only 250,000 is ever counted.
The Order to Check Before Buying a Home in Korea — The Reversible Stretch Ends at “Beginning Performance”
Money leaves as deposit, interim and balance, but the point of no return and the point of ownership arrive somewhere else. The order comes from the statutes.
US Home Sale Costs and Capital Gains — The Two-Year Rule Has Three Parts
Owning two years, living there two years, and no exclusion claimed in the prior two years. All three apply.
Korean Property Tax — Between ₩600M and ₩900M It's a Ramp, Not a Step
That band has its own formula. And a single 85㎡ line decides ₩2 million.