Retirement
Pensions and planning for later life
Retirement
11 posts
Bridging the Pension Gap — Income & Health Insurance Before It Starts
Retire at 60, pension at 63–65. How to bridge the gap without an early-pension cut.
Retirement Prep by Age — Your 30s, 40s, 50s, 60s
Habit in your 30s, accelerate in your 40s, review in your 50s, design withdrawals in your 60s.
How Much for Retirement — Adequate Living Cost & the Shortfall
Adequate: ~1.98M won single, ~3.36M couple. Compute the gap vs your pension to see the plan.
The US 401(k) Explained: Limits, Match, Roth vs Traditional (2026)
The employer match is an instant 100% return. 2026 limit $24,500, Traditional vs Roth, rollovers.
US IRA: Roth vs Traditional Explained (2026 Limits & Income Rules)
Pay tax now or later. 2026 limit $7,500, Roth income limits, and the order to save.
US Social Security Explained: 62 vs 67 vs 70, and the Korea Agreement
~30% less at 62, ~24% more at 70. The 40-credit rule and the US-Korea totalization agreement.
The Art of Drawing Down — Korea's 15M Won Rule and Withdrawal Strategy
Everyone explains how to save into a pension. Almost nobody explains how to take it out — where tax varies threefold.
Divided and Survivor Pensions — What Happens After Divorce or Loss
The divided pension expires after five years. Neither arrives unless you claim it.
Avoiding the Post-Retirement Health Insurance Shock in Korea
Income stops but premiums rise. One scheme holds them down for up to 36 months.
DB vs. DC Retirement Pensions in Korea — Which Should You Pick?
Does the company invest it, or do you? Plus how IRP fits in.
Get up to ₩1.48M Back Just for Saving: Pension Savings & IRP (2026)
If year-end settlement made you owe. Contribute ₩9M a year and get up to ₩1,485,000 back.