Related posts · 4 posts

The same 9m won lands differently by where it went, and short of tax the rest simply disappears.

The common line that an IRP needs “six months of treatment plus 12.5% of wages” does not match the text. The 12.5% test belongs to DC plans; the general IRP article carries no such threshold. Articles 2, 14 and 18 of the Decree, side by side.

Everyone explains how to save into a pension. Almost nobody explains how to take it out — where tax varies threefold.

Does the company invest it, or do you? Plus how IRP fits in.