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Your right to stay comes from delivery and address registration together, and a fixed date adds priority repayment. The conversion cap is 5.00%, increases stop at one-twentieth, and if you must leave unpaid, register the lease first. 30 guides in the order you meet them.

MOLIT says the subsidy is paid retroactively from the May rent regardless of when you applied, and Bokjiro says new 2026 recipients are supported only until December 2028. Paid without a break, the 24th payment is April 2028, leaving 8 months of slack.

In February 2026 the way the rent itself is counted changed - days rented, not months paid.

The statute cannot tell you how often the right is used. The rental filing data can, because it carries the answer as a field.

The rates are ceilings, not list prices. And taking more than the ceiling is not an administrative fine but a criminal offence.

The conversion cap is the lower of 10% a year and the base rate plus 2 points. At a 3.00% base rate in September 2026, that is 5.00%.

We opened the Housing Lease Protection Act: “0:00 the day after” is nowhere in it, and the test is delivery of the house plus resident registration — both.

In Seoul, deposits up to ₩165m get small-deposit priority and ₩55m is repaid ahead of the mortgage — two different numbers. Renewal is due two months before expiry.

The last multiplier in the deemed-rent formula — the term-deposit rate is 31 per 1,000, that is 3.1%. It was spelled out not in the Decree but in Article 23(1) of the Enforcement Rule.