Retirement
Pensions and planning for later life
Retirement
10 posts
Claiming Korea's Pension Early vs. Deferring — Which Wins?
Early cuts 6% a year; deferring adds 7.2%. Both last for life.
How to Increase Your Korean National Pension — Every Option
Extending your contribution years beats paying more per month.
Korea's Three-Tier Pension — Which Layer to Fill First
The national pension alone isn't enough. The order you build matters.
Korea's Housing Pension — Stay in Your Home and Draw Income (2026)
Age 55+ with a home under 1.2B won qualifies. Payments rose and fees fell in 2026.
Avoiding the Post-Retirement Health Insurance Shock in Korea
Income stops but premiums rise. One scheme holds them down for up to 36 months.
Korea's National Pension in 2026 — What Changed, What You'll Get
Contributions up to 9.5%, replacement rate fixed at 43%, and how to check your own estimate.
DB vs. DC Retirement Pensions in Korea — Which Should You Pick?
Does the company invest it, or do you? Plus how IRP fits in.
Can Your Parents Get Korea's Basic Pension? (2026)
Eligible under 2.47M won single or 3.95M won couple. You must apply — and late applications aren't backdated.
401(k) vs Roth IRA: Where Should Your Money Go First? (2026)
Two US retirement accounts, one clear order: employer match, then Roth IRA, then max the 401(k).
Get up to ₩1.48M Back Just for Saving: Pension Savings & IRP (2026)
If year-end settlement made you owe. Contribute ₩9M a year and get up to ₩1,485,000 back.